We can assess and appeal your denied claim with absolutely no risk to you.
However, even then, not all hope is lost. You can get the help you need from a public adjuster who fights on your behalf, like us here at ClearClaim. We take the reins of having to negotiate with the insurance company, lifting a heavy burden off your shoulders, so that you can focus on getting your life back on track.
We’re ready to assess your case and help. With over 500 denied or underpaid claims settled, we’ve secured more than $50 million in payouts for our clients.
Key Takeaway
"By letting us take on the fight for you, you have nothing to lose and everything to win!"
Common Reasons Fire Damage Claims Are Denied or Underpaid
When fire damages your property, insurance companies often try to avoid paying what you're owed. There are many reasons why an insurer might deny or underpay your fire damage claim, including:
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Alleging the damage resulted from pre-existing conditions rather than a sudden event
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Citing exclusions in your policy for specific types of fire damage
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Disputing the extent or cause of the damage
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Claiming insufficient maintenance on your part
These challenges can be scary, but you don't have to face them alone. At ClearClaim, we work for you, not your insurer. We support you during these stressful times, so you can focus your energy on recovery and your peace of mind.
Our Success Stories: Getting Ontario and New Brunswick Homeowners the Support They Deserve
We don’t call ourselves experts for no reason, our results speak for themselves.
Even when everything seems lost, there is likely a lot that we can do. Allow us to examine your case; our experienced adjusters can assess if you are eligible for a higher settlement than initially proposed.
Look at these success stories of how we’ve helped others turn denied or undervalued claims into significant payouts for Ontario and New Brunswick homeowners:
House fire denied due to misrepresentation, we overturned and secured $465K
for the client
Windstorm claim: Initial offer was $1.8K and after our involvement, we settled at $30K.
Denied fire loss on a commercial building due to claims of vacancy: We recovered $300K for the client.
Smoke damage claim was denied. We requested new testing and reversed coverage, securing $100K.
House fire claim: Initial offer of $308K from the insurance company that we increased to $407K with ongoing negotiations.
Windstorm claim: Offer raised from $150K to $776K, and the file is still open.
Insurance company denied vandalism claim on a commercial building; we settled for $235K.
Why Choose ClearClaim to Fight Your Denied House Fire Claim?
Hiring a public insurance adjuster shouldn’t feel like a risk, it’s your strongest asset when dealing with big insurance companies. If your insurance adjuster after fire damage didn’t advocate for your best interests, we’re here to take over and do things right.
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Expertise in Fire Damage Claims: Our team includes highly experienced fire damage adjusters who understand how to navigate the complexities of insurance policies and documentation.
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Client-Centric Approach: We work exclusively for policyholders, not insurance companies, ensuring your interests are our top priority.
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No Upfront Costs: Our services are contingency-based, you don't pay unless we secure a settlement for you.
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Comprehensive Support: From assessing the damage to negotiating with your insurer, we manage every aspect of your claim.
Here is How the Process Works:
01 | FREE Consultation
We start with a no-obligation review of your claim, providing honest advice on the best course of action.
02 | We Build Your Case
Our team conducts a thorough evaluation of the damage, documenting everything needed to support your claims adjustment.
03 | Strategic Negotiation
As a seasoned public adjusting firm, we leverage our expertise to negotiate with your insurer for maximum compensation.
04 | Resolution
We aim to expedite the process, helping you receive your payout promptly so you can start your repairs.
Fire insurance claim denial we fight for
It's likely you've been informed your insurance policy doesn't cover these fire damages, that the damages you're claiming weren't fire-related, or that specific details nullify your policy terms. They may even be undervaluing your claim
A fire can cause all kinds of damage: from destroying your property to smoke and soot damage, water damage from putting out the flames, and even weather damage if your home is left exposed.
Destruction & Damage
Smoke & Soot Damage
Loss or damanage of belongings
Commercial Fire Damage
DENIED INSURANCE CLAIM
Fire Damage
Is your fire damage insurance claim denied? We can help.
A house fire is a devastating event. When your insurance company denies or underpays your fire damage claim, it adds insult to injury, turning an already traumatic experience into a frustrating and financially draining ordeal. You're left feeling vulnerable and exposed at a time when you need support the most.