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DENIED INSURANCE CLAIM

Vandalism

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Was your vandalism or theft insurance claim denied? We can help!

Experiencing an insurance claim denial or underpayment can be incredibly overwhelming. We would be too if our insurance company denied our claim or underpaid it and flipped our world upside down. But you don’t have to face this alone. We've settled over 500 denied or underpaid claims and got over $50 MILLION in payouts for our clients.

If you want to talk with one of our adjusters sooner rather than later, we will gladly assess your case and give you our honest expert opinion on the situation.

We can assess your denied claim and appeal it at no risk to you.

Appealing a vandalism claim against a large corporation can seem daunting, but with us, there's no risk. The worst outcome is retaining your original offer, but we achieve a better settlement 99% of the time. If your claim was denied, our expertise can turn it into a favorable settlement. You have everything to gain and nothing to lose. Let us fight for the results you deserve.

Key Takeaway

With nothing to lose and everything to win, we are here to support you to get the settlement you deserve and give you peace of mind.

Common Reasons Theft or Vandalism Claims Are Denied or Underpaid

When thieves strike your property, insurance companies often look for ways to limit what they pay. Vandalism claims are frequently denied or underpaid for reasons such as:

  • Alleging the damage was cosmetic or not severe enough to justify coverage

  • Arguing that no clear evidence of forced entry exists

  • Citing policy exclusions related to vacant or unoccupied properties

  • Blaming you for delayed reporting or a lack of security measures

 

These obstacles can feel overwhelming, but you don’t have to handle them alone. At ClearClaim, we fight on your behalf, not your insurer’s. We make sure your claim is taken seriously, so you can focus on rebuilding and moving forward.

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Why Choose ClearClaim to Fight Your Denied Theft or Vandalism Claim?

Hiring a public insurance adjuster isn’t a gamble; it’s your smartest move when facing pushback from insurers. If your theft or vandalism claim was denied or lowballed, we’re ready to step in and handle it the right way.

  • Specialized in Theft and Vandalism Claims: Our team understands the nuances of damage from theft and vandalism from broken windows to stolen heirlooms and how to present it properly to your insurer.

  • Policyholder-Focused: We work only for property owners, never for insurance companies. Your recovery is our mission.

  • No Upfront Fees: You pay nothing unless we recover a settlement. It’s that simple.

  • End-to-End Claim Support: We take care of the entire process, inspection, documentation, claim filing, and negotiations,  so you don’t have to.

A pair of public insurance adjusters having a meeting with two clients.

Our Success Stories: Getting Ontario and New Brunswick Homeowners the Support They Deserve 

We don’t call ourselves experts for no reason, our results speak for themselves. 

Even when everything seems lost, there is likely a lot that we can do. Allow us to examine your case; our experienced adjusters can assess if you are eligible for a higher settlement than initially proposed.

Look at these success stories of how we’ve helped others turn denied or undervalued claims into significant payouts for Ontario and New Brunswick homeowners:

House fire denied due to misrepresentation, we overturned and secured $465K

for the client

Windstorm claim: Initial offer was $1.8K and after our involvement, we settled at $30K.

Denied fire loss on a commercial building due to claims of vacancy: We recovered $300K for the client.

Smoke damage claim was denied. We requested new testing and reversed coverage, securing $100K.

House fire claim: Initial offer of $308K from the insurance company that we increased to $407K with ongoing negotiations.

Windstorm claim: Offer raised from $150K to $776K, and the file is still open.

Insurance company denied vandalism claim on a commercial building; we settled for $235K.

Your case could be next. Let us fight for what you deserve.

Here is How the Process Works:

01     |     FREE Consultation

We start with a no-obligation review of your claim, providing honest advice on the best course of action.

02     |     Detailed Assessment

Our team conducts a thorough evaluation of the damage, documenting everything needed to support your claims adjustment.

03     |     Strategic Negotiation

As a seasoned public adjusting firm, we leverage our expertise to negotiate with your insurer for maximum compensation.

04     |     Resolution

We aim to expedite the process, helping you receive your payout promptly so you can start your repairs.

Vandalism & theft  insurance claim denials we fight for

Insurers often claim your policy doesn’t cover the damage, that the loss wasn’t caused by the reported event, or that technicalities void your coverage. In many cases, they simply undervalue what your claim is truly worth.

Whether your property was damaged, broken into, or looted, vandalism and theft can leave you reeling. If your insurance company denied your claim or offered far too little, ClearClaim is here to stand up for you. 

We know how to challenge unfair decisions and fight for the full compensation you're entitled to, so you can begin to recover and move forward with confidence.

Damage to property from vandalism

Front door of a brick house with a shattered window, showing signs of property vandalism.

Theft

Masked intruder with a crowbar breaking into a home, representing residential theft and burglary risk.

Any other calamities

Worker in safety gear inspecting basement window, possibly assessing structural damage or water intrusion.

Commercial Vandalism Damage

Shattered storefront window with tools left on the ground, indicating recent commercial vandalism.
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