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Have you ever thought about what you’d do if a disaster struck your home? Maybe an electrical short causes a sudden house fire claim, or heavy rain leaves you with a flooded basement and a need for urgent flood claim services. Sometimes it’s a friend or family member who’s hit with a storm loss and you want to help, but aren’t sure how. If your first instinct is to call your insurance company after the dust settles, you’re on the right track. But as countless homeowners in

A house fire turns life upside down in minutes. Once everyone is safe, most homeowners in Atlantic Canada and Ontario call their insurer and open a house fire claim. Unfortunately, most first offers are low or the claim gets outright denied. This is when you should hire a public adjuster to represent you, document the loss and negotiate the funds to rebuild. A licensed public adjuster focuses on your policy rights and the proof carriers require. That way, you're not left gues

If you ever find yourself in the vulnerable position of being hit by a natural disaster like a storm, or if your home is broken into and...

If you live anywhere in Canada, you are probably familiar with the ever more common ice and snow storms that are happening every winter....

Whether it's a storm claim, fire claim, or sudden vandalism, one thing is certain: it only takes one big loss to turn your life upside down. And if you have insurance, you're forced to act fast, all while managing the stress and emotions that come with asking yourself: Are they on my side? Unfortunately, dealing with an insurance company tends to be a nightmare. Delays, lowball offers, or outright denials are way too common. And when it’s your home, your livelihood, and your

When dealing with an insurance claim, most people expect their insurance company to provide fair support during difficult times. After all, your policy, until you have a claim, is just a stack of paper; a promise to pay for your covered claim. That said, there are more and more situations now where insurers or adjusters put their own interests above yours, leaving you with a low payout or no payout at all. Here are five major red flags to watch out for when dealing with your

Mold can be a tricky issue when it comes to insurance claims. Many homeowners think any mold damage is covered but it’s not always that simple. After all, we’ve heard it thousands of times from clients saying, “I thought I was fully insured, why isn’t this covered?” Put simply, insurers should look at whether mold is the cause of loss (meaning it’s the primary reason for damage) or resultant damage (meaning it happened because of something else, like a delayed claim respon

Dealing with a fire at your home or business is a traumatic experience but knowing what steps to take immediately after can make the process smoother. Here’s a simple guide on what to do right after a fire loss: Ensure Safety First If you haven’t already, make sure everyone is safe. Don’t re-enter the building until you are given the go-ahead. Call the Fire Department If the fire isn’t already under control, call 911 immediately. Consider Hiring a Public Adjuster A public

Receiving a denial on an insurance claim can be disheartening and frustrating, especially when you're already dealing with the stress of damages or losses. Understanding the reasons behind denials and the subsequent steps to take is crucial in challenging the decision. In such times, having expert assistance from firms like ClearClaim can make a substantial difference in overturning denials and securing your rightful compensation. Understanding Why Claims Get Denied ‍ Claim

Navigating through the labyrinthine clauses of a home insurance policy can be daunting, often leading to misunderstandings and pitfalls that can significantly impact the benefits one can claim. A precise understanding of the policy is crucial in recognizing what is covered and how to appropriately make a claim. Let’s unravel the basics of home insurance, common misconceptions, and provide tips to facilitate a smooth claims process. Basics of Home Insurance Home insurance ty

When disaster strikes, dealing with insurance claims can be daunting and overwhelming, especially when the victims are already grappling with emotional and financial stress. A public adjuster plays a crucial role during these times, offering support, knowledge, and advocacy to ensure policyholders receive a fair settlement. ClearClaim, serving Atlantic Canada is a shining example of a public adjusting firm that steps in as a knight in shining armor for those in need. Unders