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DENIED INSURANCE CLAIM

Commercial

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Has Disaster Struck Your Business?
We’ve Got Your Back. 

As a business owner, you already face countless daily challenges, from managing staff and payroll, to maintaining physical spaces, and ensuring your clients stay happy and loyal.

But when disaster strikes, whether it’s a burst pipe, an electrical fire, or an after-hours break-in, the impact can go far beyond property damage. It can disrupt your operations, threaten your employees’ livelihoods, and jeopardize the future of your business

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Navigating the insurance claim process shouldn’t add to that burden.

We'll assess your denied claim and appeal it for you, no risk involved!

At ClearClaim, we specialize in assisting businesses and managers across Ontario and New Brunswick dealing with commercial insurance claims. Our team includes licensed public adjusters with deep expertise in claims adjustment for most types of losses. 

Because commercial insurance claims are often more complex compared to other types of claims, we want you to be able to get the most out of your policy in the event of disaster. 

We've settled over 500 denied or underpaid claims and recovered more than $50 MILLION for our clients.

Key Takeaway

Let us help you move forward. We've overturned claim denials and maximized settlements for our clients, and we can do the same for you.

Common Reasons Commercial Damage Claims Are Denied or Underpaid

When disaster strikes your commercial property, insurance companies often try to avoid paying what you're owed, or worse, they might not even tell you what you are entitled for.  
 

There is a nearly infinite number of reasons an insurance company could reject your claim. Here are some of the most common:

  • Alleging that the property was vulnerable due to it being considered “vacant”.

  • Citing that the coverage trigger is not valid. 

  • Disputing the extent or cause of the damage.

  • Claiming insufficient maintenance on your part.

  • Arguing that the claim was not filed correctly or filed timely.

These excuses can be discouraging, but you don't have to face them alone. At ClearClaim, we work for you, not your insurer. We support you during these stressful times, so you can focus your energy on recovering your business, going back to a place where you can actually work.

Phone Call
Phone Call

Why Choose ClearClaim for Your Commercial Damage Claim?

Hiring a public insurance adjuster shouldn’t feel like a risk, it’s your strongest asset when dealing with big insurance companies. If your insurance adjuster did not get you the settlement you deserve after damages to your business, they are not advocating for your best interest, we’re here to take over and do things right.
 

  • Expertise in Commercial Damage Claims: Our team includes highly experienced commercial damage adjusters who understand how to navigate the complexities of insurance policies and documentation.

  • Client-Centric Approach: We work exclusively for policyholders, not insurance companies, ensuring your interests are our top priority.

  • No Upfront Costs: Our services are contingency-based, you don't pay unless we secure a settlement for you.

  • Comprehensive Support: From assessing the damage to negotiating with your insurer, we manage every aspect of your claim.

A pair of insurance claim public adjusters meeting with clients.

Real Results for Ontario and Atlantic Canada Business Owners and Managers

We've successfully helped hundreds of clients overcome denied or underpaid commercial damage claims, securing the compensation they needed to rebuild. Our track record speaks for itself, with over $50 million recovered.

House fire denied due to misrepresentation, we overturned and secured $465K

for the client

Windstorm claim: Initial offer was $1.8K and after our involvement, we settled at $30K.

Denied fire loss on a commercial building due to claims of vacancy: We recovered $300K for the client.

Smoke damage claim was denied. We requested new testing and reversed coverage, securing $100K.

House fire claim: Initial offer of $308K from the insurance company that we increased to $407K with ongoing negotiations.

Windstorm claim: Offer raised from $150K to $776K, and the file is still open.

Insurance company denied vandalism claim on a commercial building; we settled for $235K.

Your case could be next. Let us fight for what you deserve.

Here is How the Process Works:

01     |     FREE Consultation

We start with a no-obligation review of your claim, providing honest advice on the best course of action.

02     |     Detailed Assessment

Our team conducts a thorough evaluation of the damage, documenting everything needed to support your claims adjustment.

03     |     Strategic Negotiation

As a seasoned public adjusting firm, we leverage our expertise to negotiate with your insurer for maximum compensation.

04     |     Resolution

We aim to expedite the process, helping you receive your payout promptly so you can start your repairs.

Commercial Insurance Claims We Fight For

Natural disasters such as floods and fires, along with incidents like vandalism or theft, can severely damage your commercial property and disrupt your operations.

If your insurer denied or underpaid your claim, ClearClaim is here to help.
 

As a public adjusting firm, we know how to fight back and secure the compensation you deserve. Let our commercial damage adjusters do the heavy lifting, so you can actually focus on moving forward.

Water Damage

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Damage From Vandalism and Theft

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If your insurance adjuster didn’t get you results, it’s time to speak with a proven team and unlock the full benefits of your insurance policy.

 

Contact ClearClaim today for a free consultation with a trusted public adjuster company.

Fire and Smoke Damage

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Claims for Disrupted Opperations

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