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DENIED INSURANCE CLAIM

Water Damage

A drop of water icon

Water Damage Claim Denied?
Let Us Fight for You!

Experiencing water damage in your home can be overwhelming. Whether it's due to a burst pipe, flooding, or a leaky roof, the aftermath can disrupt your life and finances. Navigating the insurance claim process shouldn't add to your stress.

We can assess and appeal your denied claim with absolutely no risk to you.

At ClearClaim, we specialize in assisting homeowners and property owners across Ontario and New Brunswick with water damage claims. Our team includes a licensed public adjuster with deep expertise in claims adjustment for water-related losses. We've settled over 500 denied or underpaid claims and recovered more than $50 MILLION for our clients.

Key Takeaway

We’ve overturned claim denials, maximized settlements, and helped clients move forward. Let us do the same for you.

Common Reasons Water Damage Claims Are Denied or Underpaid

When water damages your property, insurance companies often try to avoid paying what you're owed. There are many reasons why an insurer might deny or underpay your water damage claim, including:

  • Alleging the damage resulted from gradual wear and tear rather than a sudden event

  • Citing exclusions in your policy for specific types of water damage

  • Disputing the extent or cause of the damage

  • Claiming insufficient maintenance on your part
     

These challenges can be daunting, but you don't have to face them alone. At ClearClaim, we work for you, not your insurer. We support you during these stressful times, so you can focus your energy on recovery and your peace of mind.

Phone Call
Phone Call

Why Choose ClearClaim for Your Water Damage Claim?

Hiring a public insurance adjuster shouldn’t feel like a risk, it’s your strongest asset when dealing with big insurance companies. If your insurance adjuster after water damage didn’t advocate for your best interests, we’re here to take over and do things right.

  • Expertise in Water Damage Claims: Our team includes highly experienced water damage adjusters who understand how to navigate the complexities of insurance policies and documentation.

  • Client-Centric Approach: We work exclusively for policyholders, not insurance companies, ensuring your interests are our top priority.

  • No Upfront Costs: Our services are contingency-based, you don't pay unless we secure a settlement for you.

  • Comprehensive Support: From assessing the damage to negotiating with your insurer, we manage every aspect of your claim.

A pair of insurance claim public adjusters meeting with clients.

Real Results for Ontario and New Brunswick Homeowners

We've successfully helped hundreds of clients overcome denied or underpaid water damage claims, securing the compensation they needed to rebuild. Our track record speaks for itself, with over $50 million recovered.

House fire denied due to misrepresentation, we overturned and secured $465K

for the client

Windstorm claim: Initial offer was $1.8K and after our involvement, we settled at $30K.

Denied fire loss on a commercial building due to claims of vacancy: We recovered $300K for the client.

Smoke damage claim was denied. We requested new testing and reversed coverage, securing $100K.

House fire claim: Initial offer of $308K from the insurance company that we increased to $407K with ongoing negotiations.

Windstorm claim: Offer raised from $150K to $776K, and the file is still open.

Insurance company denied vandalism claim on a commercial building; we settled for $235K.

Your case could be next. Let us fight for what you deserve.

Here is How the Process Works:

01     |     FREE Consultation

We start with a no-obligation review of your claim, providing honest advice on the best course of action.

02     |     Detailed Assessment

Our team conducts a thorough evaluation of the damage, documenting everything needed to support your claims adjustment.

03     |     Strategic Negotiation

As a seasoned public adjusting firm, we leverage our expertise to negotiate with your insurer for maximum compensation.

04     |     Resolution

We aim to expedite the process, helping you receive your payout promptly so you can start your repairs.

Water insurance claim denials we fight for

Water disasters like flooding, roof leaks, or burst pipes can devastate a home or commercial property. If your insurer denied or underpaid your claim, ClearClaim is here to help.

As a public adjusting firm, we know how to fight back and secure the compensation you deserve. Let our water damage adjusters do the work—so you can focus on moving forward.

Flooding

Modern living room flooded with brown water, submerging furniture and electronics after severe water damage.

Damage From Leaking Pipes

Close-up of a burst copper pipe leaking water, causing damage to surrounding surfaces.

Leaking Roof Damage

Ceiling with brown water stains from a leaking roof, showing visible mold and water damage above kitchen cabinets.

Commercial Water Damage

Commercial office space with collapsed ceiling panels and water covering the floor after extensive interior flooding.
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